How to Lower Car Insurance Rates for Young Drivers in Colorado?

Across the nation, 16-year-old drivers have consistently been at the highest risk of accident over any other age group. This is because new drivers lack experience during their first year on the road, and because young teens in general haven't developed the same level of maturity and risk-aversion as older people. Alcohol and other impairing substances also affect them more strongly. In fact, car accidents remain the leading cause of death for teenagers in America.

Fortunately, there are several things any teen driver can do to mitigate some of the higher costs of car insurance for young drivers.

Get an "Insurance-Friendly" Car

A car that is more likely to be stolen or is in general more expensive to repair is going to cost more to insure. The insurance company assumes more risk if you drive a luxury car or something that is a common target for thieves. The cheapest cars to insure are simple, low horsepower, mid-sized, and come with plenty of safety equipment like seat-belts, airbags, and back-up warning systems.

Do Well in School

Because there is a correlation between good grades and safe driving habits, it is common for insurance companies to offer lower rates to teen drivers who maintain a "B" average or better. If you can provide a recent report card showing your good performance in school, you might save some money. Get those grades up!

Get On the Parents' Policy

For most insurance companies, it is much cheaper to add a teen driver to their parents' policy than to create a new one. Most companies will have some kind of family plan or multiple driver discounts.

Drive Like a Girl

Actually, there's not much teen drivers can do about this, but young males are generally charged 10% higher premiums than females. This is simply because there is a higher correlation of accidents with guys than there are with girls. Sorry, guys.

Complete Teen Driver's Education Courses

Driver's education in Colorado is required for drivers under 16 who want to get their permit. But, if you choose to complete it even past 16, it may be positively reflected on your car and auto insurance rates. Some insurance companies offer up to a 15% discount for teens who have completed 30-hour driver's education either online or in person. They believe that teens who have had the professional intensive training offered in these state-approved courses will be better drivers than those who learn privately.

Insurance rates go down sharply the longer a teen driver maintains a clean record and the older they get, so you won't have to worry too long about those insane car insurance rates. But be warned that even a few tickets or a single accident can cause your rates to skyrocket, especially if you are a teen. Be extra careful during those first couple years of driving, and make sure you take the necessary steps to learn the principles of safe driving for life.

http://www.coloradodrivereducation.com

Colorado Driver Education provides the highest-quality driver training programs for young drivers in Colorado. They can help teen drivers get their licenses or keep their insurance rates down. You can enroll in online Colorado driver's education at: Driver's education in Colorado

How to Get a Colorado Driver's License if You Are Over 18?

Most teens are eager to get their learner's permits at age 15 and their licenses as soon as they turn 16. However, there are many reasons why someone might wait until they are over 18 to begin the driver's licensing process. The procedure in Colorado works a little differently depending on when you choose to begin.

New CO Driver's License (under 18)

Like many other states, Colorado employs a graduated licensing program for drivers under 18. This program imposes extra restrictions on young drivers, which are gradually removed as they get older and demonstrate consistent competence behind the wheel. Teens under 16 have to complete a Colorado Driver's Ed Course before they can take the Colorado learner's permit test. After getting their permit, they will have to log at least 50 hours of supervised driving and wait at least 12 months before taking the driver's license exam. For the first 2 years of having their license, they will have restrictions on the number of passengers they can carry and the hours at night they are allowed to drive.

New Colorado Driver's License (18+)

If you are over 18 and attempting to get your license for the first time, you will not be subject to the same restrictions as minors. You can walk into any Colorado DMV office and take your permit test. You don't even have to wait a minimum amount of time afterward to get your license. Any adult with a permit can make an appointment for their behind-the-wheel driving test and get their license at any time. You will immediately be granted the full privileges of a Class R license, without the restrictions.

Why You Should Take Colorado Driver's Education, Even If You Don't Have To

Just because the Colorado driver's license requirements don't make adults take a Driver's Ed course, it doesn't mean you shouldn't do it. There are many ways someone can learn to drive a car, but nothing nearly as comprehensive as a professional, state-approved 30-hour training program. These courses aren't designed to provide a bare-minimum understanding of how to get from Point A to Point B. They give a natural, comprehensive, and principled approach to understanding the rules of the road, street sign meanings, responsible driving behaviors, and important legal policies. Many car insurance companies even give significant discounts to Colorado drivers who have completed driver education.

You can take Colorado Driver's Ed either in person or online with any state-approved provider. Most people prefer to take it online for the ease and convenience of working on their own schedule. By taking the course and studying the Colorado driver handbook, you will become well-prepared for anything that shows up on the permit test or the driving test. The things you learn now will lay the foundation for lifetime of responsible driving.

How to Lower Car Insurance Rates for Young Drivers in Colorado?

Across the nation, 16-year-old drivers have consistently been at the highest risk of accident over any other age group. This is because new drivers lack experience during their first year on the road, and because young teens in general haven't developed the same level of maturity and risk-aversion as older people. Alcohol and other impairing substances also affect them more strongly. In fact, car accidents remain the leading cause of death for teenagers in America.

Fortunately, there are several things any teen driver can do to mitigate some of the higher costs of car insurance for young drivers.

Get an "Insurance-Friendly" Car

A car that is more likely to be stolen or is in general more expensive to repair is going to cost more to insure. The insurance company assumes more risk if you drive a luxury car or something that is a common target for thieves. The cheapest cars to insure are simple, low horsepower, mid-sized, and come with plenty of safety equipment like seat-belts, airbags, and back-up warning systems.

Do Well in School

Because there is a correlation between good grades and safe driving habits, it is common for insurance companies to offer lower rates to teen drivers who maintain a "B" average or better. If you can provide a recent report card showing your good performance in school, you might save some money. Get those grades up!

Get On the Parents' Policy

For most insurance companies, it is much cheaper to add a teen driver to their parents' policy than to create a new one. Most companies will have some kind of family plan or multiple driver discounts.

Drive Like a Girl

Actually, there's not much teen drivers can do about this, but young males are generally charged 10% higher premiums than females. This is simply because there is a higher correlation of accidents with guys than there are with girls. Sorry, guys.

Complete Teen Driver's Education Courses

Driver's education in Colorado is required for drivers under 16 who want to get their permit. But, if you choose to complete it even past 16, it may be positively reflected on your car and auto insurance rates. Some insurance companies offer up to a 15% discount for teens who have completed 30-hour driver's education either online or in person. They believe that teens who have had the professional intensive training offered in these state-approved courses will be better drivers than those who learn privately.

Insurance rates go down sharply the longer a teen driver maintains a clean record and the older they get, so you won't have to worry too long about those insane car insurance rates. But be warned that even a few tickets or a single accident can cause your rates to skyrocket, especially if you are a teen. Be extra careful during those first couple years of driving, and make sure you take the necessary steps to learn the principles of safe driving for life.

http://www.coloradodrivereducation.com

Colorado Driver Education provides the highest-quality driver training programs for young drivers in Colorado. They can help teen drivers get their licenses or keep their insurance rates down. You can enroll in online Colorado driver's education at: Driver's education in Colorado

How to Lower Car Insurance Rates for Young Drivers in Colorado?

Across the nation, 16-year-old drivers have consistently been at the highest risk of accident over any other age group. This is because new drivers lack experience during their first year on the road, and because young teens in general haven't developed the same level of maturity and risk-aversion as older people. Alcohol and other impairing substances also affect them more strongly. In fact, car accidents remain the leading cause of death for teenagers in America.

Fortunately, there are several things any teen driver can do to mitigate some of the higher costs of car insurance for young drivers.

Get an "Insurance-Friendly" Car

A car that is more likely to be stolen or is in general more expensive to repair is going to cost more to insure. The insurance company assumes more risk if you drive a luxury car or something that is a common target for thieves. The cheapest cars to insure are simple, low horsepower, mid-sized, and come with plenty of safety equipment like seat-belts, airbags, and back-up warning systems.

Do Well in School

Because there is a correlation between good grades and safe driving habits, it is common for insurance companies to offer lower rates to teen drivers who maintain a "B" average or better. If you can provide a recent report card showing your good performance in school, you might save some money. Get those grades up!

Get On the Parents' Policy

For most insurance companies, it is much cheaper to add a teen driver to their parents' policy than to create a new one. Most companies will have some kind of family plan or multiple driver discounts.

Drive Like a Girl

Actually, there's not much teen drivers can do about this, but young males are generally charged 10% higher premiums than females. This is simply because there is a higher correlation of accidents with guys than there are with girls. Sorry, guys.

Complete Teen Driver's Education Courses

Driver's education in Colorado is required for drivers under 16 who want to get their permit. But, if you choose to complete it even past 16, it may be positively reflected on your car and auto insurance rates. Some insurance companies offer up to a 15% discount for teens who have completed 30-hour driver's education either online or in person. They believe that teens who have had the professional intensive training offered in these state-approved courses will be better drivers than those who learn privately.

Insurance rates go down sharply the longer a teen driver maintains a clean record and the older they get, so you won't have to worry too long about those insane car insurance rates. But be warned that even a few tickets or a single accident can cause your rates to skyrocket, especially if you are a teen. Be extra careful during those first couple years of driving, and make sure you take the necessary steps to learn the principles of safe driving for life.

http://www.coloradodrivereducation.com

Colorado Driver Education provides the highest-quality driver training programs for young drivers in Colorado. They can help teen drivers get their licenses or keep their insurance rates down. You can enroll in online Colorado driver's education at: Driver's education in Colorado

How to Get a Colorado Driver's License if You Are Over 18?

Most teens are eager to get their learner's permits at age 15 and their licenses as soon as they turn 16. However, there are many reasons why someone might wait until they are over 18 to begin the driver's licensing process. The procedure in Colorado works a little differently depending on when you choose to begin.

New CO Driver's License (under 18)

Like many other states, Colorado employs a graduated licensing program for drivers under 18. This program imposes extra restrictions on young drivers, which are gradually removed as they get older and demonstrate consistent competence behind the wheel. Teens under 16 have to complete a Colorado Driver's Ed Course before they can take the Colorado learner's permit test. After getting their permit, they will have to log at least 50 hours of supervised driving and wait at least 12 months before taking the driver's license exam. For the first 2 years of having their license, they will have restrictions on the number of passengers they can carry and the hours at night they are allowed to drive.

New Colorado Driver's License (18+)

If you are over 18 and attempting to get your license for the first time, you will not be subject to the same restrictions as minors. You can walk into any Colorado DMV office and take your permit test. You don't even have to wait a minimum amount of time afterward to get your license. Any adult with a permit can make an appointment for their behind-the-wheel driving test and get their license at any time. You will immediately be granted the full privileges of a Class R license, without the restrictions.

Why You Should Take Colorado Driver's Education, Even If You Don't Have To

Just because the Colorado driver's license requirements don't make adults take a Driver's Ed course, it doesn't mean you shouldn't do it. There are many ways someone can learn to drive a car, but nothing nearly as comprehensive as a professional, state-approved 30-hour training program. These courses aren't designed to provide a bare-minimum understanding of how to get from Point A to Point B. They give a natural, comprehensive, and principled approach to understanding the rules of the road, street sign meanings, responsible driving behaviors, and important legal policies. Many car insurance companies even give significant discounts to Colorado drivers who have completed driver education.

You can take Colorado Driver's Ed either in person or online with any state-approved provider. Most people prefer to take it online for the ease and convenience of working on their own schedule. By taking the course and studying the Colorado driver handbook, you will become well-prepared for anything that shows up on the permit test or the driving test. The things you learn now will lay the foundation for lifetime of responsible driving.

How to Lower Car Insurance Rates for Young Drivers in Colorado?

Across the nation, 16-year-old drivers have consistently been at the highest risk of accident over any other age group. This is because new drivers lack experience during their first year on the road, and because young teens in general haven't developed the same level of maturity and risk-aversion as older people. Alcohol and other impairing substances also affect them more strongly. In fact, car accidents remain the leading cause of death for teenagers in America.

Fortunately, there are several things any teen driver can do to mitigate some of the higher costs of car insurance for young drivers.

Get an "Insurance-Friendly" Car

A car that is more likely to be stolen or is in general more expensive to repair is going to cost more to insure. The insurance company assumes more risk if you drive a luxury car or something that is a common target for thieves. The cheapest cars to insure are simple, low horsepower, mid-sized, and come with plenty of safety equipment like seat-belts, airbags, and back-up warning systems.

Do Well in School

Because there is a correlation between good grades and safe driving habits, it is common for insurance companies to offer lower rates to teen drivers who maintain a "B" average or better. If you can provide a recent report card showing your good performance in school, you might save some money. Get those grades up!

Get On the Parents' Policy

For most insurance companies, it is much cheaper to add a teen driver to their parents' policy than to create a new one. Most companies will have some kind of family plan or multiple driver discounts.

Drive Like a Girl

Actually, there's not much teen drivers can do about this, but young males are generally charged 10% higher premiums than females. This is simply because there is a higher correlation of accidents with guys than there are with girls. Sorry, guys.

Complete Teen Driver's Education Courses

Driver's education in Colorado is required for drivers under 16 who want to get their permit. But, if you choose to complete it even past 16, it may be positively reflected on your car and auto insurance rates. Some insurance companies offer up to a 15% discount for teens who have completed 30-hour driver's education either online or in person. They believe that teens who have had the professional intensive training offered in these state-approved courses will be better drivers than those who learn privately.

Insurance rates go down sharply the longer a teen driver maintains a clean record and the older they get, so you won't have to worry too long about those insane car insurance rates. But be warned that even a few tickets or a single accident can cause your rates to skyrocket, especially if you are a teen. Be extra careful during those first couple years of driving, and make sure you take the necessary steps to learn the principles of safe driving for life.

http://www.coloradodrivereducation.com

Colorado Driver Education provides the highest-quality driver training programs for young drivers in Colorado. They can help teen drivers get their licenses or keep their insurance rates down. You can enroll in online Colorado driver's education at: Driver's education in Colorado

How to Get a Colorado Driver's License if You Are Over 18?

Most teens are eager to get their learner's permits at age 15 and their licenses as soon as they turn 16. However, there are many reasons why someone might wait until they are over 18 to begin the driver's licensing process. The procedure in Colorado works a little differently depending on when you choose to begin.

New CO Driver's License (under 18)

Like many other states, Colorado employs a graduated licensing program for drivers under 18. This program imposes extra restrictions on young drivers, which are gradually removed as they get older and demonstrate consistent competence behind the wheel. Teens under 16 have to complete a Colorado Driver's Ed Course before they can take the Colorado learner's permit test. After getting their permit, they will have to log at least 50 hours of supervised driving and wait at least 12 months before taking the driver's license exam. For the first 2 years of having their license, they will have restrictions on the number of passengers they can carry and the hours at night they are allowed to drive.

New Colorado Driver's License (18+)

If you are over 18 and attempting to get your license for the first time, you will not be subject to the same restrictions as minors. You can walk into any Colorado DMV office and take your permit test. You don't even have to wait a minimum amount of time afterward to get your license. Any adult with a permit can make an appointment for their behind-the-wheel driving test and get their license at any time. You will immediately be granted the full privileges of a Class R license, without the restrictions.

Why You Should Take Colorado Driver's Education, Even If You Don't Have To

Just because the Colorado driver's license requirements don't make adults take a Driver's Ed course, it doesn't mean you shouldn't do it. There are many ways someone can learn to drive a car, but nothing nearly as comprehensive as a professional, state-approved 30-hour training program. These courses aren't designed to provide a bare-minimum understanding of how to get from Point A to Point B. They give a natural, comprehensive, and principled approach to understanding the rules of the road, street sign meanings, responsible driving behaviors, and important legal policies. Many car insurance companies even give significant discounts to Colorado drivers who have completed driver education.

You can take Colorado Driver's Ed either in person or online with any state-approved provider. Most people prefer to take it online for the ease and convenience of working on their own schedule. By taking the course and studying the Colorado driver handbook, you will become well-prepared for anything that shows up on the permit test or the driving test. The things you learn now will lay the foundation for lifetime of responsible driving.